Why should you hire an independent financial plan advisor?

A qualified advisor can

• Provide an Investment Policy statement to document the plan goals, investment selection process, ongoing monitoring, and employee communication
• Adopt ERISA 404(c) guidelines to reduce fiduciary responsibilities
• Ensure that investment options are chosen based on strict due diligence, not revenue sharing to a third party and his or her firm
• Design a plan consistent with its objectives in implementing appropriate investment strategies (asset allocation)
• Offer guidance on company stock as a plan option
• Act as the prudent advisor to the plan committee
• Assist the plan sponsor to avoid conflicts of interest
• Ensure that plan expenses are fair and reasonable

What is the scope of KING's Retirement Plan Advisory Services?

Our services are available for

• 401(k) Plans
• 403(b) Plans
• Profit-Sharing Plans
• Simplified Employee Pension Plans (SEPs)
• Individual Retirement Accounts (IRAs)
• SIMPLE IRAs
• And others

How can KING assist our company to provide a superior retirement plan and meet strict federal laws?

King Investment Advisors’ experienced financial professionals will evaluate your current retirement plan and provide recommendations to refine the plan. KING currently assists large and small organizations, from a Fortune 500 subsidiary to small companies such as physician and dental groups. In many cases, KING acts as a third party independent
advisor over an existing relationship with current plan providers. However, sometimes it is in the best interest of the company and the plan participants to replace the current plan provider. KING does not act as the plan provider, but can identify firms that offer such services without the conflict of interest of revenue sharing with mutual fund families.

How is KING paid for the services it provides?

KING, as an independent fee-only advisor, typically receives payment for services by either

• An hourly rate
• An agreed flat fee,
• Or a fee based on the value of assets in the retirement plan

The choice of payment usually depends on the scope of services provided. KING will provide an initial complimentary consultation, and if we can assist you, we will discuss services and a suggested payment method.

How do we contact King Investment Advisors to schedule a complimentary consultation?

Contact Beverly Hornsby at 713-961-0462, or email Beverly at information@kingadvisors.com.